Commercial development finance in the UK has a new offering worth knowing about. Roma Finance, the specialist lender known for its relationship-driven approach, has launched a new Commercial Development Finance product — the first expansion of its RomaGROW range.
The product targets experienced developers building new-build offices, warehouse and logistics units, and retail or mixed-use commercial schemes across England, Wales and Scotland.
✅ What is Roma Finance's new commercial development finance product?
Roma Finance has launched a new Commercial Development Finance product offering loans from £250,000 to £2.5 million at up to 65% Loan-to-GDV for ground-up commercial schemes. Available through Money Pilot — FCA regulated (FRN: 968705), zero broker fees.
The new ground-up commercial property finance product forms the first expansion of Roma’s RomaGROW range, which focuses on funding that drives economic and community growth.
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Scott Marshall, Founder and Managing Director at Roma Finance, commented:
"This is an exciting evolution of our offering and marks the first expansion of our RomaGROW product line, which is all about backing developments that deliver long-term value for communities. The UK’s industrial and logistics sector urgently needs more space, and our new Commercial Development Finance solution empowers developers to build the kind of infrastructure that fuels jobs, trade and investment in underserved areas."
Jason Metcalfe, Underwriter at Roma Finance, added:
"As an underwriter, development finance is about more than numbers — it’s about backing a vision. This project stood out because of its clarity, impact and long-term benefits for the area."
The product has already been trialled. Roma Finance provided a £2.33 million 18-month loan to an experienced developer for their first ground-up commercial scheme — delivering 11 new light industrial and warehouse units as part of the regeneration of Hermitage Business Park in Market Harborough, Leicestershire.
This deal illustrates exactly the type of commercially viable, community-benefiting project that the Roma GROW Commercial Development Finance product is designed to support.
Roma re-launched its offering at the start of 2026 as part of a strategic reorganisation, streamlining into three distinct product ranges designed to make it easier for brokers and developers to find the right funding.
The three Roma Finance ranges:
Roma Finance’s RomaGROW range backs commercial developments that deliver long-term economic and community value across the UK.
Disclosure: Money Pilot Ltd (FRN: 968705) is an Appointed Representative of Yellow Stone Finance Group Ltd which is authorised and regulated by the Financial Conduct Authority (FRN: 814533). Yellow Stone Finance Group Ltd is a credit broker not a lender. Money Pilot Ltd is Registered in England and Wales No: 13621432.
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Talk to our teamCommercial development finance is short-to-medium term lending used to fund the construction of commercial property — including offices, warehouses, industrial units, retail units, and mixed-use schemes. The loan is typically structured as a staged drawdown, releasing funds in line with construction milestones as confirmed by a monitoring surveyor.
LTGDV stands for Loan-to-Gross Development Value. It is the ratio of the loan amount to the projected end value of the completed development. A 65% LTGDV means the lender will lend up to 65% of what the finished commercial scheme will be worth. Roma Finance’s new product offers up to 65% LTGDV.
The product is designed for experienced developers delivering ground-up commercial schemes — offices, warehouse and logistics units, retail units, and mixed-use developments up to 12,000 sq ft. Applications are available to brokers and direct customers across England, Wales and Scotland.
Money Pilot provides whole-of-market access to specialist development finance lenders — including Roma Finance — at zero broker fees. Submit an enquiry through money-pilot.co.uk or call 020 4634 8617. FCA regulated (FRN: 968705).
Money Pilot works with 200+ specialist lenders across the UK, including Avamore Capital, Hilltop Credit Partners, Pluto Finance, Octopus Real Estate, and MT Finance — in addition to Roma Finance. Access the full panel at zero broker fees through money-pilot.co.uk.
RomaFLOW covers bridging finance for fast capital. RomaGROW covers development finance for construction and refurbishment — including the new Commercial Development Finance product. RomaPRO focuses on buy-to-let mortgages and revolving credit for longer-term investment strategies.
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