eCapital Commercial Finance

Who are eCapital?

eCapital Commercial Finance (eCapital) are a leading invoice financier providing funding facilities up to £4m to support the growth of SMEs through the provision of flexible working capital facilities.

With five fully functional UK regional offices, its local teams are uniquely placed to respond promptly and purposefully to the cashflow needs of its clients. The business has grown significantly since its launch in 2001, providing over £4 billion of funding to businesses.

It is majority owned by eCapital Corp, a US based financial services business with interests in the USA and Canada.

As A Lender

They’ve noticed that traditional banks are becoming more risk-averse and tightening their up-lending requirements. This creates new levels of demand by larger businesses looking for alternative finance solutions.

Their growth as a business focuses on innovation and how they differentiate themselves in the UK market. At eCapital, technology is integral to their operations, to ensure faster approvals, better decisions, lower risk, diligent credit management, and greater efficiencies system-wide.

As a leader in alternative lending, they are responsible for ensuring that every interaction, every approval, and every decision is interconnected and fully informed. By continuing to develop their technology, they not only work more effectively, but also deliver best in class customer/client experiences.