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Home Our Guides How to Get a Loan to Buy, Refurbish and Sell a Property : The Complete Guide

How to Get a Loan to Buy, Refurbish and Sell a Property : The Complete Guide

August 16, 2022 1 Min Read
Property Finance

Investors and developers use property refurbishment finance to buy and refurbish a property before selling it for a profit. If you want to purchase and upgrade a property to increase its value but don’t have the money to complete your project, you might need a refurbishment loan.

Types of Refurbishment Loans

  • Light refurbishment: For cosmetic changes or minor improvements (redecoration, new kitchen) that do not require planning permission.
  • Heavy refurbishment: For structural changes like extensions or reconfiguring layouts. Requires planning permission and building regulations compliance.

How Much Can I Borrow?

Refurbishment finance typically starts at 75% of the post-refurbishment value of the property. Lenders will assess your income, credit history, and experience.

Money Pilot’s expertise in securing finance solutions for a wide range of property development and refurbishments projects ensures our users benefit from our support.

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