Invoice Finance: The Complete Guide

Invoice Finance allows a business to borrow funds against the amount due on outstanding invoices. Lenders advance a % of the invoice value (typically 75-95%) within 48 hours, bridging the gap between raising an invoice and getting paid.

Types of Invoice Finance

• Factoring: Lender chases payments; customers know the facility exists.
• Discounting: You collect payments; confidential facility.
• Selective: Finance specific invoices only.

Benefits include faster access to cash, flexibility as funding grows with sales, and no requirement for property assets security.